Fear.

It's consuming me.
The fear of judgment.
The fear of getting yelled at.
The fear of being treated like an imbecile.
Yes, things are still not going like I had hoped.
No, you are not helping matters by threatening to send me into massive amounts of debt or homelessness.
Yes, I failed to do what I said I'd do.
No, I have no excuse.
I need another chance.
And don't say you can't give it to me.
Why didn't I tell you earlier? Because you scare me.
Whatever you're doing, it isn't working. But I don't know what will.
But fear is clearly not yielding the desired results.